We want to help make your homeownership dreams
a reality or provide the resources to reduce your loan balance
through the qualified mortgage companies. The ultimate goal lies on
where we will help you find the best finance resources. With this, you
will be satisfied with the pre-approved for a specific loan amount and
further have the whole transaction funded at the end of close of escrow.
A possible finance mortgage through the lenders are
Fixed Rate Mortgage
For those who prefer the stability of a fixed rate
mortgage, the lenders offer loans with a choice of terms from 10-40
years.
Adjustable Rate Mortgage
If you choose an adjustable rate mortgage, you
will have low fixed initial interest rate a for a set period o
time from 1 to 10 years. After the initial term, the interest rate
and payment amount are subject to periodic changes based on interest
rates at the time of adjustment.
FHA/VA Mortgage
FHA loans have fewer restrictions than
conventional mortgages and they also have many outstanding benefits;
such as, a down payment as low as 3.5% of the purchase price, and easy
application and approval processes. If you are a veteran, a VA
mortgage can provide exceptional benefits.
Interest-Only Mortgage
With an interest-only mortgage, clients are
required to only pay interest on their loan for the first 10 years,
after which the required payment amount will increase to include
principal and interest sufficient to pay off the loan based upon the
remaining term.
Jumbo Mortgage
Qualified clients can choose between a
fixed rate loan up to $2 million or an adjustable rate loan up to $ 3
million at competitive rates.
First-time Homebuyer Programs
The lenders have loan options that meet the needs
of first time homebuyers, including lower down payment requirements and
closing cost assistance. |